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杭州桑拿

Homeownership: Through the Eyes of Black America

first_img Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Homeownership: Through the Eyes of Black America The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Share Save Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles On Friday, the American Mortgage Diversity Council (AMDC) presented a webinar titled “The State of Housing in Black America,” that addressed the struggles faced by the African-American community in areas of homeownership.It also explored the level of progress made as well as the steps to ensure equal housing opportunity for all. Providing historical context and how it connects to the current issues at hand, Charmaine Brown, Director, External Outreach and Engagement, Office of Minority and Women Inclusion at Fannie Mae, recalled the first 250 Years in America, wherein African-Americans had no property rights, and were locked out of the American Dream of homeownership, until the Fair Housing Act came in to being in April 1968. In her presentation, she also elucidated on what the data says about African-American homeownership.”As we kick off our celebration of 400 years of African American history, I can think of no better topic to begin than to discuss the current state of homeownership and potential solutions for improvement. I’d like to thank Charmaine Brown for her thought-provoking presentation,” said Derek Templeton, Executive Director & Associate General Counsel at Five Star Institute.Brown pointed out that “African-American homeownership rates are the same as it used to be in 1968, whereas the number of incarcerations in the community as well as the wealth gap between black and white families tripled between 1968-2016.” Currently, the homeownership rate among African-Americans is the lowest of all racial groups at 41.8 percent, lagging consistently behind white homeownership rate.African-Americans have been the slowest to recover from the housing crisis; with their homeownership rate at nearly 6 percentage points lower than in 2010. “While Hispanics and other ethnic groups experienced an increase in homeownership, African-American homeownership rate dropped by 4.8 percentage points between 2000-2017. So, while others are moving forward, African-Americans are moving in the other direction,” Brown said.Interestingly, the younger demographic have seen a greater decline in homeownership in the community. Moreover, the net worth of African-Americans significantly lags the net worth of other groups. Homeownership is seen as one of the primary means of wealth creation, however, African-American homeownership has not recovered from the aftermath of the 2007 financial crisis.Pointing out to generational implications, Brown addressed wealth and homeownership transfers from parents. She also touched on the effects of predatory lending during the housing boom, wherein African-American and Hispanic communities were primary targets of highly exploitative practices, which further exacerbated the situation. African-Americans were more likely to be given subprime products during this period, which led to a significantly higher foreclosure rate between 2007-2009.The webinar also explored ways to diversify the appraisal industry through homebuyer education, community partnerships, strategic alliances, and financial literacy.Click here to view the webinar. Previous: What Led Microsoft to Invest $500M in Seattle Housing? Next: Maxine Waters Sets the Agenda Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] center_img About Author: Donna Joseph in Daily Dose, Featured, News, Servicing AMDC Charmaine Brown Derek Templeton Diversity and Inclusion Homeownership 2019-01-18 Donna Joseph Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Homeownership: Through the Eyes of Black America Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post January 18, 2019 1,723 Views The Best Markets For Residential Property Investors 2 days ago Tagged with: AMDC Charmaine Brown Derek Templeton Diversity and Inclusion Homeownership Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribelast_img read more

School of Rock Filmmaker Mike White Thumbs Up the Broadway Musical Version

first_imgSchool of Rock movie scribe and co-star Mike White put his stamp of approval on the Broadway version when he attended a performance at the Winter Garden Theatre. After rocking out to “Stick It to the Man” and more, the filmmaker headed backstage to greet composer Andrew Lloyd Webber, star Alex Brightman and a whole gaggle of talented kids. You better belive White pledged allegiance to the band…and the gods of rock (and Broadway) were definitely smiling. School of Rock – The Musical View Comments Show Closed This production ended its run on Jan. 20, 2019 Related Showslast_img read more

Singapore, Japan Set Sights on LNG Bunkering for Car Carriers

first_imgThe Maritime and Port Authority of Singapore (MPA) and the Ports and Harbours Bureau of the Ministry of Land, Infrastructure, Transport, and Tourism of Japan (MLIT) will helm a working group to conduct a feasibility study on LNG bunkering for car carriers plying between Japan and Singapore. The working group will include Japan’s big three shippers – Kawasaki Kisen Kaisha (K Line), Nippon Yusen Kaisha (NYK) and Mitsui O.S.K. Lines (MOL).MPA said that the study will focus on the technical details such as fuel tank capacities and refueling requirements to assess the feasibility of running LNG-fuelled car carriers between Japan and Singapore.The joint feasibility study was announced at the inaugural Singapore and Japan Port Seminar 2017 held in Singapore today.The study will be one of the activities jointly undertaken by MPA and MLIT under the Memorandum of Cooperation (MOC) signed in April 2017 that aims to bolster cooperation between the duo in areas such as port planning, port management and technological development in the port sector.“Shipping can be less pollutive and the International Maritime Organization has introduced a 0.5% global sulfur cap by 2020. This is an opportunity for Singapore and Japan to co-lead in a global search for solutions to make shipping greener. In particular, the joint study on the feasibility of LNG bunkering for car carriers between Japan and Singapore offers great promise. It extends bilateral cooperation to shipping and raises bilateral cooperation to a new level,”  Khaw Boon Wan, Minister for Transport of Singapore, said. “I believe that Singapore, the world’s top bunkering port, and Japan, the world’s top LNG importer, have the responsibility to contribute to the development of global shipping through jointly promoting the use of LNG as marine fuel,” Keiichi Ishii, Minister of Land, Infrastructure, Transport and Tourism, Japan, added.Today, both countries are ready to provide LNG bunkering operations using trucks and are now looking into the next phase of LNG bunkering for ocean-going vessels.In October 2016, MPA and MLIT signed a multilateral Memorandum of Understanding, concluded in Singapore, to widen the network of LNG bunker-ready ports in Europe, the US, and Asia.last_img read more

GIA Team Identifies with Underprivileged

first_imgThe Golden Image Award Committee has brought smiles to children and adults in several communities in Monrovia and its environs.The team, led by Ambassador Juli Endee of the Liberia Crusaders for Peace, distributed several usable items including television sets, used clothes, mobile phones, Mp3 players, cameras, books, fans, generators, radios, tee-shirts, and money.The distributions were carried out in Paynesville Red-Light (Tortoise Base), West Point, Peace Island and PHP communities. Hot meals were also provided  to children and adults.Ambassador Endee said the GIA is held to provide a unique opportunity to recognize individuals who have contributed to building a generation of leaders whose examples can be applied to leave positive legacies in Liberia, as a member of the global village.“This year’s program is to identify and reach out to you as well as share gifts and eat together as one big family,” she told the beneficiaries at each of the visiting points. Amb. Endee noted that this year’s GIA celebration coincided with the breakout of the deadly disease Ebola in the country.   She,  therefore, warned them about the seriousness of the disease. She told the various communities to take preventive measures to protect themselves from the virus. “To prevent ourselves from this sickness,” Ambassador Endee told them, “we must wash our hands with soap at all times and cook our food properly.” She urged them to pass on the information about Ebola and its prevention to friends and family members.Ambassador Endee, however, cautioned those in churches to take the Ebola seriously. “Ebola is an  emergency issue; so I make this appeal to all churches:  please don’t blame a person who is showing the symptoms of Ebola on witchcraft. It will be better to take the person to the nearby clinic with protective covering or you contact the Ministry of Health to find a solution to that problem,” she said. Responding to the gesture by the GIA, many of the beneficiaries expressed appreciation, pointing out that GIA ‘s identifying with them has made clearer the objectives of the organization.  They assured Ambassador Endee that they would ensure that preventive measures about Ebola are carried to all their people in the four communities.Madam Endee, meanwhile, disclosed that this year’s GIA celebration will take the award to the communities to solicit support and participation from Liberians.The ground breaking ceremony is scheduled for today, Monday, in Bomi County, with the construction of a monument of the image of President Ellen Johnson Sirleaf.On the reasons for the monument to be built in Bomi, Ambassador Endee said, “The image will be built in Bomi County because the image of the GIA is President Sirleaf who is from Bomi County, and also we have found a suitable place for the monument.”Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more

Weather advisory issued in the aftermath of Storm Atiyah

first_imgA weather advisory has been issued nationwide for strong winds and downpours in the aftermath of Storm Atiyah.With structures and trees already weakened from gusts on Sunday, Met Eireann is warning that there is a risk of damage when the weather turns again this Tuesday.The weather advisory affects all counties from 4am – 4pm on Tuesday. The alert said: “Tuesday will be a blustery day with strong winds and very gusty conditions associated with an active front moving eastwards across the country.“Generally, winds will be below warning thresholds but damage to some structures and trees, already weakened from the effects of Storm Atiyah, is possible.“Rain and showers will be heavy at times as well, especially in Atlantic coastal counties.”Weather advisory issued in the aftermath of Storm Atiyah was last modified: December 9th, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

Put Foot is putting African children on the road to success with new shoes

first_imgA South African charity is taking on the challenge of making sure underprivileged children across the continent have at least one good pair of shoes.The Put Foot Foundation, founded by former Springbok rugby player Bob Skinstad, makes sure rural underprivileged children across South Africa and the rest of Africa receive a good quality pair of shoes. (Image: Put Foot Foundation)CD AndersonThe Put Foot Foundation, a proudly South African public beneficiary organisation (PBO) and non-profit charity, was founded by former Springbok rugby player Bob Skinstad. It is dedicated to giving hope, pride and dignity to underprivileged rural children through owning their own pair of new, quality school shoes.The organisation believes that shoes are symbolic of pride and give confidence to young people so that they can walk to school in comfort and confidence.Volunteers on the road during the 2017 Put Foot Rally that donates pairs of shoes to children across Southern Africa. (Image: Put Foot Foundation)In its mission statement, the organisation explains that “shoes are also a vital protection barrier between our children’s tiny soles and Africa’s rough and unforgiving terrain”.Together with his co-founders, social entrepreneur Daryn Hillhouse and digital communications expert Mike Sharman, Skinstad says the organisation is focused on addressing the needs of rural areas in South Africa and across the rest of Africa that have been overlooked by other charities and NGOs.“We believe that there is no greater experience than providing our donors with the opportunity to experience the impact that their donations have made possible. That is why we invite and strongly encourage our donors to take part in the life-changing experience of gifting a brand-new pair of school shoes to a young, underprivileged child,” Skinstad writes on the Put Foot website.During its annual Put Foot Rally across Southern Africa, volunteers deliver thousands of shoes to rural school children. In June 2017, the Rally visited communities in South Africa, Namibia and Zambia, delivering over 2,000 pairs of shoes; 500 children in Otjiwarongo, Namibia each received a pair of unique Shoes That Grow footwear.(Image: The Shoe That Grows website)Shoes That Grow, invented by American Kenton Lee, is a sandal-type shoe that can be adjusted for size and comfort, and grow with the children’s feet, lasting up to five years. Lee works with a number of international charities to distribute shoe donations to Ecuador, Haiti and countries across Africa.Meanwhile, Put Foot is also edging closer to its 2017 goal of raising R1-million, which will mean more rallies around Africa and more shoes for the continent’s children.Put Foot volunteer Brent Lindeque took part in a recent Put Foot rally in Zambia: “I met Audrey, an 8-year-old who had never owned a new pair of shoes. Every single piece of clothing she had ever worn was a hand-me-down or second-hand donation that had been given to her … [we] got to give Audrey her first pair of new shoes ever. Fighting back the tears she smiled and told me that one day she would make enough money to give underprivileged kids the things that she hasn’t been able to afford in her life.”CliffCentral radio personality Lindeque runs the feel-good news website, Good Things Guy.“Those who can afford it,” Lindque writes on his website, “take shoes for granted … but these kids don’t have that choice and to see the joy they get from a simple act of kindness is too good not to share.”In addition to their shoe donations, Put Foot is involved in wildlife conservation, particularly rhino protection. The group has donated more than R500,000 for the protection of Africa’s most endangered animals, including rhinos, the Hartmann’s mountain zebra and the African wild cat.Put Foot also helps other Section 18A organisations with similar objectives, including Habitat for Humanity and corporate fundraising.But the main focus is on getting those shoes on feet, and the organisation is continually seeking out donations and volunteers to help sustain its success. No contribution is too small, says Put Foot, which welcomes individual and organisation donations.For more information on the work of Put Foot and to find out how you can help, visit the official Put Foot website and join the conversation on its social media pages on Facebook, Twitter and Instagram, where you can also watch video of the Put Foot volunteers in action. Source: Put Foot Foundation, Good Things GuyWould you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

What Does Everyone Do On Set?

first_imgImage: Naked Gun 2 1/2 credits via Paramount Pictures.You can dive further into production departments with these film crew breakdowns.Camera Crew Breakdown: Jobs and ResponsibilitiesWhat Does a Film Producer Do?Grips, Gaffers, and Best Boys: The Grip and Electric DepartmentsThe Evolving Role of a Digital Imaging Technician What are all those job titles you see in the credits? This video breaks them all down.Top image via Shutterstock.After quite the hiatus, FilmmakerIQ is back with some great new content. This new video tutorial is packed with knowledge, and it even comes with a course on the Filmmaker IQ website. In a nearly 30-minute breakdown, John P. Hess takes you through nearly every single job title.Jobs divide into two rough categories: above the line and below the line. Above the line cast and crew members receive a negotiated set rate or percentage of gross, regardless of the number of shooting days. Below the line jobs are contracts based on the needs of production.The tutorial breaks out roles into the following categories, which you can quiz yourself on after the video.Above the Line PositionsPositions in Front of the CameraProduction Office PositionsPre-production PositionsDirecting TeamCamera and Sound DepartmentsLighting and Grip DepartmentsArt DepartmentPost-production Positions Do you have experience working various jobs on set? Let us know in the comments.last_img read more

To hell with nets? Not really. Team India sweats it out in Perth

first_img“To hell with nets”, boomed Ravi Shastri after India went on to win to win the first of the ongoing four-Test series in Adelaide on Monday. In his imposing self, the head coach of the visiting team stressed the need for rest in the lead up to the second Test in Perth, starting Friday.With only a three-day turnaround available between the first and the second Tests of the series, Shastri said he would be offering his men the licence to “just come there, mark your attendance and get away to the hotel”.Shastri’s comments came after both the teams pushed themselves to the limits over five days in Adelaide wherein the temperatures were on the higher side.The fast bowlers from both the sides worked hard. Jasprit Bumrah, Ishant Sharma and Mohammed Shami bowled a total of 123.4 overs as the trio lived up to its reputation and troubled the Australian batsmen.India reached Perth on Tuesday and were expected to prefer rest over intense training sessions over the next few days. However, quite a few from the visiting camp turned up for an optional practice session on Wednesday.As it turns out, India trained at the iconic WACA Stadium, which has produced some of the fastest wickets in the past. Even as the second Test will be hosted at the new Perth Stadium and not at the WACA, the visiting team made use of the centre-wicket of what had been a graveyard for visiting teams in the past.Captain Kohli, who will be keen on making up for the not-so-impressive outings in Adelaide, was spotted at the nets at the WACA along with vice-captain Ajinkya Rahane and opener Murali Vijay.advertisementSo were the trio of Hanuma Vihari, Parthiv Patel and Umesh Yadav which was benched for the first Test in Adelaide.Vijay, who failed in both the innings in Adelaide, was focussed on digging out a few yorkers bowled by bowling coach Bharat Arun at the nets.Like India, Australia players also made use of their training session as the focus was around Mitchell Starc, who has received the backing of his captain and teammates to hit peak form after an ordinary outing in Adelaide.Earlier in the week, Australian skipper Tim Paine had warned India of a “really fast” track at the Perth Stadium, which is gearing for its maiden Test.Former Australia captain Ricky Ponting even pointed out that a pace-rich wicket might just tilt the balance in favour of the hosts and that the Perth Test would be a good chance for the hosts to make a strong comeback.Also Read | KL Rahul trying to hit his way out of form: Sunil Gavaskar to India TodayAlso Read | India a formidable opposition in tough conditions. Australia beware in Perth!Also Read | Mohinder Amarnath says advantage India in tight Test series vs AustraliaAlso see:last_img read more

Rick Pitino Says John Calipari Is His National Coach Of The Year

first_imgHead coach John Calipari of the Kentucky Wildcats acknowledges the fans during practice for the NCAA Men's Final Four.INDIANAPOLIS, IN – APRIL 03: Head coach John Calipari of the Kentucky Wildcats acknowledges the fans during practice for the NCAA Men’s Final Four at Lucas Oil Stadium on April 3, 2015 in Indianapolis, Indiana. (Photo by Joe Robbins/Getty Images) Twitter/CalipariTwitter/CalipariThe U.S. Basketball Writers Association recently voted Virginia’s Tony Bennett its Henry Iba Award Winner as the national Coach of the Year. According to the Associated Press, Louisville head coach Rick Pitino was asked on Tuesday about Bennett taking home the honor, and his response is one that probably caused a ripple across the Bluegrass State. “I think John Calipari has done a brilliant job, so I’d put him at the top” of the list of candidates.Pitino added, “When you’re undefeated and nobody’s beaten you, it’s clear cut who the coach of the year is right now.”Sure, Calipari is the skipper of the undefeated and top-ranked team in the nation, but that team is Kentucky, Pitino’s former employer and Louisville’s biggest rival, so this response is somewhat noteworthy. Still, Calipari as coach of the year isn’t exactly an outside-the-box thought from anyone.The most surprising thing, given Pitino and Calipari’s respective resumes, is that neither of them has ever won the USBWA Coach of the Year award.last_img read more

Energy companies lead US stocks lower as oil prices tumble

first_imgEnergy companies led a broad slide on Wall Street early Friday as the price of U.S. crude oil tumbled to its lowest level in more than a year. Traders are worried that a slowing global economy could hurt demand for oil. A slide in financial stocks also weighed on the market. Retailers were seeing small gains as shoppers look for deals on Black Friday.KEEPING SCORE: The S&P 500 index fell 8 points, or 0.3 per cent, to 2,641 as of 10 a.m. Eastern Time. The Dow Jones Industrial Average lost 92 points, or 0.4 per cent, to 24,372. The Nasdaq composite added 9 points, or 0.1 per cent, to 6,982. The Russell 2000 index of smaller-company stocks gave up 5 points, or 0.4 per cent, to 1,482.Trading volume could be light with the markets open for only a half day after the Thanksgiving holiday.OIL SLUMP: Crude oil prices tumbled amid worries over rising production, record output from Saudi Arabia and mounting doubts that OPEC will cede to U.S. pressure and elect to cut production at the oil cartel’s meeting next month.The benchmark U.S. crude contract slid 6.1 per cent to $51.30 per barrel in New York. That is the lowest in over a year. The contract gained $1.20 on Wednesday. Brent crude, the international standard, lost 4.3 per cent to $59.88 per barrel in London. It lost 88 cents the day before.Experts say the U.S. is increasing pressure on Saudi Arabia and OPEC to not cut production, as the Saudis had indicated they would, at their meeting on Dec. 6. U.S. President Donald Trump may have some leverage by not sanctioning Saudi Arabia over the death of a dissident writer. With oil supply already ample, that could push prices down further.The slide in oil prices weighed on energy stocks. Marathon Oil dropped 3.2 per cent to $15.88.SHOCKER: Tesla fell 1.6 per cent to $332.63 after the electric auto maker said it intends to cut prices for its Model X and Model S cars in China to make them more affordable.BLACK FRIDAY: Traders had their eye on retailers as Black Friday, the traditional start to the crucial holiday shopping season, got underway. Amazon rose 0.8 per cent to $1,528.80. Gap added 0.2 per cent to $25.86.BOND YIELDS: Bond prices were little changed. The yield on the 10-year Treasury note held at 3.04 per cent.CURRENCIES: The dollar fell to 112.76 yen from 113.06 yen late Wednesday. The euro weakened to $1.1352 from $1.1388. The pound strengthened to $1.2833 from $1.2788.MARKETS OVERSEAS: Major indexes in Europe declined as traders weighed the latest developments in Britain’s desired exit from the European Union. Both sides were finalizing the terms of the divorce Friday and expected to sign off on the deal Sunday, though it’s unclear whether the British parliament will pass the deal. Germany’s DAX index slid 0.3 per cent, while France’s CAC 40 dropped 0.4 per cent. The FTSE 100 index of leading British shares lost 0.5 per cent.Earlier in Asia, South Korea’s Kospi shed 0.6 per cent and Hong Kong’s Hang Seng index dropped 0.4 per cent. Australia’s S&P/ASX 200 bucked the trend, gaining 0.4 per cent. Shares fell in Taiwan and rose in Singapore, Thailand and Indonesia. Japanese markets were closed for a holiday.Alex Veiga, The Associated Presslast_img read more